Get The
Straight
Goods.

What We Do

Equipment Financing Professionals, Waiting To Serve You.

  • Save money.

    You'll get the best deal available.

  • Save time.

    Stay focused on your business, let us handle the details.

  • Get diversified.

    Multiple funders working for you.

  • Choose service.

    We meet in person, answer calls, and return messages – crazy, but true.

  • Free advice.

    Expertise at your convenience. Let us be part of your inner circle.

Equipment Financing

Our core business is navigating through large and complex transactions.

  • Deal structure.

    Carefully thought out to meet your needs.

  • Down payment.

    Minimized down payment to preserve your cash flow.

  • Competitive rates.

    Benefit from the pricing you deserve.

  • Sale / lease-back.

    Get reimbursed for purchases made from cash flow.

  • Refinancing.

    Use equity to your advantage.

Small Ticket Financing

Small and specialized assets under $50,000 are also in our wheelhouse.

  • Practical.

    You'll get the best deal available.

  • Fast.

    Stay focused on your business, let us handle the details.

  • Simple.

    Multiple funders working for you.

  • Flexible.

    We meet in person, answer calls, and return messages – crazy, but true.

  • Any asset.

    Expertise at your convenience. Let us be part of your inner circle.

Advisory Services

You can rent our financial experience and expertise.

  • CFO-for-hire.

    Professional support at a reasonable cost.

  • Save money.

    Tailor our service to meet your needs and budget.

  • Get organized.

    You should never have to wonder where you're at.

  • Get clarity.

    Make sense of the numbers.

  • Be objective.

    Get an outside perspective.

Lease / Loan Insurance

Your payments get covered when the unexpected happens.

  • Affordable.

    Coverage at a reasonable cost.

  • Quick.

    Get a quote in a matter of minutes.

  • Painless.

    Up to $200,000 in coverage with no health questions.

Bridge Financing

Short-term solutions for your immediate needs.

  • Generate capital.

    Leverage real-estate assets to capitalize on business opportunities.

  • Stay flexible.

    Prepay at pre-determined intervals with no penalty.

  • Rapid decisions.

    If you've built equity, it can happen fast.

Factoring

Turn your receivables into cash.

  • Generate cash.

    Use high-quality receivables to create instant cash flow.

  • Timing matters.

    You've done the work, get your cash.

  • Working capital.

    No operating loan, no problem.

Get The
Straight
Goods.

What We Do

Equipment financing professionals, waiting to serve you.

  • Our core business is finding your best deal on financing, but we also provide business advisory services (CFO-for-hire, bookkeeping support), bridge or temporary financing solutions, lease & loan insurance, and factoring services. In all cases, we are focused on helping you to save money, save time, get the right advice, and achieve proper diversification across lending institutions.

Actions
Speak Louder
Than Words.

What We've Done

Been there, done that, and ready for a challenge.

    Our largest single transaction was for oilfield equipment worth $56,000,000. Our smallest deal was for a snow blower valued at $2,500. We've got the people and experience to handle these two extremes and everything in between. Look at the tabs below to get a sense for some of the transactions we have completed.

Recent Transactions

Use our experience to get optimal rates, terms, and structure.

  • $591,695

    Concrete conveyor truck.

    $1,791,715

    Tank trailers.

  • $450,000

    Hydrovac unit.

    $358,986

    Semi-vac unit.

  • $610,000

    Kenworth highway trailer.

    $610,000

    Directional drill.

  • $383,880

    Tandem flat deck trailers.

    $342,000

    Screening unit.

  • $311,489

    Bed truck.

    $206,240

    High performance saw.

  • $1,500,000

    Equipment refinancing.

    $1,138,175

    Super-B tank trailers.

  • $550,000

    Crane truck.

    $6,335,717

    Buses.

  • $1,202,752

    Forestry equipment.

    $317,734

    Horizontal lathe.

Small Ticket Deals

Small and specialized assets under $50,000 are also in our wheelhouse.

  • $26,000

    Computer system.

    $44,800

    Point-of-sale system.

  • $29,000

    Carbonated slush machine.

    $17,797

    Air compressor.

  • $40,000

    Lawn equipment.

    $20,212

    Business signage.

  • $5,800

    Telephone & system.

    $21,726

    Office furnishings.

  • $15,100

    ATV & winch.

    $16,000

    Pressure washer.

  • $15,837

    Welder.

    $10,900

    Security system.

  • $39,000

    Phone system.

    $48,754

    GPS tracking systems.

  • $37,500

    Burner & water tank.

    $32,000

    Forklift.

Actions
Speak Louder
Than Words.

What We've Done

Been there, done that, and ready for a challenge.

  • Our largest single transaction was for oilfield equipment worth $56,000,000. Our smallest deal was for a snow blower valued at $2,500. We've got the people and experience to handle these two extremes and everything in-between. See our full website for a list of recent transactions.

Never
Settle For
Average.

Why We're Different

Still need a reason to choose ACCL Financial?

  • Extra mile.

    You'll get the best deal available.

  • Straight up.

    Stay focused on your business, let us handle the details.

  • Know-how.

    Multiple funders working for you.

  • Relentless.

    We meet in person, answer calls, and return messages – crazy, but true.

  • Work ethic.

    Expertise at your convenience. Let us be part of your inner circle.

Never
Settle For
Average.

Why We're Different

Been there, done that, and ready for a challenge.

  • Our customers choose us because we're hard-working service-minded people. We’re willing to meet you anywhere, anytime. We’ll do whatever it takes to get your best deal – no shortcuts, no nonsense. Simply put, we have your back and you’ll know it, every step of the way.

You Might
Even
Like Us.

Who We Are

We pound pavement, not computer keys.

    We’re equipment financing professionals, but that's only part of the story. Our customers choose us because we're hard-working, dedicated, and genuine people. They often ask us to join them for coffee or lunch - sometimes to chat about a deal or just to catch up. Our goal is to become a key part of your team and an asset to your business - over the long term.

Mike Coghlan

President & Partner - 40+ Years In The Business.

    Mike is one of the most connected and accomplished financial professionals in Western Canada. He’s had a 40+ year career in senior management roles with IAC Limited, Bank of British Columbia, First City Capital, Pacific National, and Canada West Finance (renamed ACCL Financial Corporation in 2009). Throughout his careeer, Mike has built friendships and earned the trust of both colleagues and customers. His reputation and network allowed ACCL Financial to develop a funder network that is second-to-none.

Office: 780.482.4824 Ext.307  |  Cell: 780.905.4949  |  mcoghlan@acclfinancial.com  |  LinkedIn

Warren Cross

VP & Partner - 20+ Years In The Business.

    Warren grew up on the family farm in Kipling, Saskatchewan. His farm background instilled a strong set of values based on hard work, perseverance, and a focus on community and family. He is an Alumnus from the Business Program at the University of Regina with more than 20 years of commercial lending experience with a variety of companies including RBC Royal Bank, GE Capital Solutions, and ACCL Financial. He is actively involved with each deal to ensure that every client gets the best possible financial solution.

Office: 780.482.5824 Ext.310  |  Cell: 780.850.0277  |  wcross@acclfinancial.com  |  LinkedIn

Dean Darwent

Sales Manager - New Business Development.

    Dean is from the small town of Battleford, Saskatchewan. He’s won a Governor General’s Medal, made the Dean’s List at Simon Fraser University, and finished at the top of his class in the MBA Program at the University of Alberta. But don’t hold his credentials against him – he is a practical, hard-working, and modest guy. He has delivered impressive results in senior level management roles and will do anything to make sure his customers get what they need.

Office: 780.482.5824 Ext.213  |  Cell: 780.862.0763  |  ddarwent@acclfinancial.com  |  LinkedIn

Tom Turner

Account Manager - Grande Prairie Region.

    Tom is one of the nicest guys you’ll ever meet and has more than 25 years of experience in the equipment finance industry. He is actively involved in the Grande Prairie community and has developed relationships with many of the oilfield, construction and forestry companies throughout the Peace Region. Tom’s clients and coworkers love him because of his many years of experience, genuine personality, great sense of humour, and willingness to help out.

Cell: 780.831.6655  |  tturner@acclfinancial.com  |  LinkedIn

Deborah Bentley

Manager - Canada West Central Finance.

    Deborah has 30+ years of experience in the finance industry with a variety of institutions including Pacific National, CIT Financial, and Canada West Central Finance. She is a go-getter with a reputation for providing the highest level of customer service. Deborah is the backbone of Canada West Central Finance and has an incredible depth of experience in the small-ticket space.

Office: 403.543.0590  |  Cell: 403.807.9223  |  dbentley@cwcfinance.com  |  LinkedIn

Taylor Massicotte

Account Manager - Edmonton Region.

    Taylor graduated with distinction from the Bachelor of Commerce program at the University of Alberta. He joined ACCL Financial because he wanted to make an immediate impact and test his skills in the real world. He’s not entitled, he puts in more hours than you’d believe, and he’s hungry to build out his client roster.

Office: 780.482.5824 Ext.308  |  tmassicotte@acclfinancial.com  |  LinkedIn

You Might
Even
Like Us.

Who We Are

We pound pavement, not computer keys.

  • We’re equipment financing professionals, but that's only part of the story. Our customers choose us because we're hard-working, dedicated, and genuine people. They often ask us to join them for coffee or lunch - sometimes to chat about a deal or just to catch up. Our goal is to become a key part of your team and an asset to your business - over the long term.

Mike Coghlan

President & Partner - 40+ Years In The Business.

    Mike is one of the most connected and accomplished financial professionals in Western Canada. In his 40+ year career in senior management roles with large and small funders, his reputation and network has allowed ACCL Financial to develop a funder network that is second-to-none. Mike has built friendships and earned the trust of many colleagues and customers.

Office: 780.482.4824 Ext.307
mcoghlan@acclfinancial.com

Warren Cross

VP & Partner - 20+ Years In The Business.

    Warren grew up in Kipling, Saskatchewan. His farm background instilled a strong set of values based on hard work, perseverance, and a focus on community and family. He is an Alumnus of the Business Program at the University of Regina, has more than 20 years of experience, and is actively involved with each deal to ensure that every client gets the best possible financial solution.

Office: 780.482.5824 Ext.310
wcross@acclfinancial.com

Dean Darwent

Sales Manager - New Business Development.

    Dean is from the small town of Battleford, Saskatchewan. He’s won a Governor General’s Medal, and finished at the top of his class in the MBA Program at the University of Alberta. He is a practical, hard-working, and modest guy, who has delivered impressive results in senior level management roles and will do anything to make sure his customers get what they need.

Office: 780.482.5824 Ext.213
ddarwent@acclfinancial.com

Tom Turner

Account Manager - Grande Prairie Region.

    Tom’s clients and coworkers love him because of his experience, genuine personality, great sense of humour, and willingness to help out. He has more than 25 years of experience in the equipment finance industry, is actively involved in the Grande Prairie community, and has developed relationships with many oilfield, construction and forestry companies.

Cell: 780.831.6655
tturner@acclfinancial.com

Deborah Bentley

Manager - Canada West Central Finance.

    Deborah has 30+ years of experience in the finance industry with a variety of institutions, and is the backbone of Canada West Central Finance. She is a go-getter with a reputation for providing the highest level of customer service. Deborah has an incredible depth of experience in the small-ticket space.

Office: 403.543.0590
dbentley@cwcfinance.com

Taylor Massicotte

Account Manager - Edmonton Region.

    Taylor graduated with distinction from the Bachelor of Commerce program at the University of Alberta. He joined ACCL Financial because he wanted to make an immediate impact and test his skills in the real world. He’s not entitled, he puts in more hours than you’d believe, and he’s hungry to build out his client roster.

Office: 780.482.5824 Ext.308
tmassicotte@acclfinancial.com

Don't
Be Shy,
Impress Us.

Work With Us

Have you got what it takes?

    We're a tight-knit bunch, we’re focused on growth, and we love what we do. In fact, we've made a pact that we won’t tolerate mediocrity, partial commitment, or entitlement. That’s a tall order, but if you have what it takes, we're open to meeting you.


    Dean Darwent, Sales Manager

    Office: 780.482.5824 Ext.213  |  Cell: 780.862.0763  |  ddarwent@acclfinancial.com

Don't
Be Shy,
Impress Us.

Work With Us

Have you got what it takes?

  • We're a tight-knit bunch, we’re focused on growth, and we love what we do. In fact, we've made a pact that we won’t tolerate mediocrity, partial commitment, or entitlement. That’s a tall order, but if you have what it takes, we're open to meeting you.


    Dean Darwent, Sales Manager

    Office: 780.482.5824 Ext.213  |  Cell: 780.862.0763  |  ddarwent@acclfinancial.com

We'll Buy
Lunch
Let's Chat.

How To Connect

We're available to meet at your convenience.

Branch Offices

We're well positioned to serve clients across Alberta.

Directions

Don't be afraid to stop by at any time.


    You can find our head office at 15626 - 116 Avenue in Edmonton.

We'll Buy
Lunch
Let's Chat.

How To Connect

We're available to meet at your convenience.